Regulatory Compliance/ AML Officer

About Unlimit

Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: www.unlimit.com.

•  Implement and ensure ongoing compliance with the CNBV, UIF and Banxico guidelines and regulations and any other relevant payment system regulations, internal controls and procedures.
• Prepare and submit compliance reports to the CNBV and supervisory authorities.
• Stay up to date with changes in regulatory reporting regulations and communicate these changes to management.
• Coordinate the teams responsible for the regulatory reports' preparation and, once approved by all relevant stakeholders, submit the reports to the CNBV and other supervisory authorities.
• Update the list of regulatory reporting obligations and the reporting calendar as needed, including deadlines for each report, and ensure strict adherence to the timeline.
• Manage daily compliance support activities, including drafting, preparation, review, update, and negotiation of various compliance-related documents such as applications, forms, questionnaires, letters, explanations, internal procedures and regulations.
• Provide advice and assistance to other functions on compliance-related matters.
• Respond to any ad-hoc external and internal compliance-related requests.
• Handle direct communication with regulators and other supervisory authorities.
• Conduct legal and regulatory research, provide expert opinions and prepare analysis on compliance-related issues.
• Monitor developments in the local and international regulatory framework, identify new requirements and standards applicable to the Company and create implementation plans accordingly.
• Identify compliance risks associated with business practices, products and services, and implement effective risk mitigation measures.
• Assist with the planning and preparation of external and internal compliance-related reviews and projects.
• Ensure the Company meets all regulatory obligations in a timely and comprehensive manner.
• Establish and maintain effective collaboration with third parties and external service providers, including regulators, auditors and other counterparties.
• Participate in local and cross-regional team projects and working groups.
• Conduct and manage various compliance-related projects and perform other duties as assigned.

• Ensure effective AML compliance throughout the business by implementing and maintaining a robust AML framework in line with applicable local, EU, and international AML/CTF regulations.
• Monitor developments and new trends in the AML regulatory landscape to ensure continuous alignment with best practices and legal obligations.
• Identify AML risks associated with business practices, products, services and customer profiles, and develop proactive mitigation strategies.
• Maintain and lead the further development of the AML policy, program, practices and procedures to ensure full compliance with evolving regulations, external partner expectations and industry best practices.
• Assess the effectiveness and adequacy of the AML policy, procedures and internal controls through regular and special AML audits or targeted reviews.
• Prepare periodic reports to the Board and regulatory bodies, including the Annual and Semi-Annual AML Report, Annual AML Risk Assessment Report, and Annual AML Program, ensuring completeness and timely submission.
• Participate in and assist with regulatory inspections, internal audits, external audits, and third-party reviews related to AML compliance.
• Assist with the development and adaptation of internal systems, including the core banking system and other tools, to support AML functionalities such as transaction monitoring, alert management, and reporting.
• Manage and develop the AML function and its team members, providing leadership, support and quality assurance across AML operations.
• Provide professional advice and assistance to other departments dealing with AML-related matters, including onboarding, monitoring, investigations, and reporting.
• Design, prepare, and deliver AML tailor-made training programs to employees across different functions as well as to the management team, fostering a culture of compliance.
• Respond to any ad-hoc internal or external AML-related requests, including from auditors, law enforcement, regulators or business partners.

•  University degree in Law, Economics or related field.
• At least 3 years of effective working experience as a Compliance or AML Officer in a Mexican regulated Bank or other regulated entity.
• Strong knowledge of local and international AML/CTF frameworks, including CNBV, UIF, Banxico, FATF recommendations, EU AML Directives.
• Solid experience in drafting, reviewing and updating AML and compliance policies and procedures relevant to the business, reflecting industry best practices and regulatory expectations.
• Practical experience in implementation and monitoring of AML and compliance-related practices and measures across a business.
• Proven experience in handling correspondent banks, financial regulators, auditors, and managing regulatory inspections and inquiries.
• Excellent analytical and organizational skills with strong attention to detail and the ability to handle complex regulatory matters independently.
• Confidence and ability to interact with individuals at all levels of the organization and with external stakeholders, including regulators and partners.
• Strong research and analysis skills with the ability to assess legal and regulatory changes and communicate implications to senior management.
• High level of professionalism, ethics, and integrity.
• Comfortable performing both high-level strategic tasks and hands-on operational work.
• Excellent time management skills and ability to work under pressure while maintaining accuracy and meeting tight deadlines.
• Full fluency in English (written and verbal) is a must.
• Professional certifications such as ACAMS, Certified Compliance & Ethics Professional (CCEP), or CFA will be considered a strong asset.
• A proactive, self-starter mindset with the ability to operate independently and manage shifting priorities.

Join Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.