Senior Software Engineer

About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry.  As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

PayJoy is looking for a skilled software engineer to help optimize and scale up our financial operations as a key member of our Accounting Automation team. This is an internal-facing team who collaborates with stakeholders across the company to streamline business-critical workflows. Experience in the financial sector is not required, but highly advantageous. The ideal candidate for this role is one who enjoys working as part of a team, is experienced with delivering cloud-based applications, and can iterate on technical ideas quickly.

• Collaborate with non-technical team members to gather requirements for accounting-related problems. 
• Design, document, and deploy technical solutions based on requirements. 
• Integrate with internal and external systems via APIs and data streaming platforms.
• Review code from technical team members. 
• Continually improve our accounting automation pipeline

• Experience building web and cloud-based applications.
• Strong understanding of PHP or a similar programming language.
• Experience using AWS cloud technologies to deploy applications (e.g. Serverless, ECS, Lambda, EC2).
• Strong understanding of relational databases (e.g. MySQL, PostgreSQL, SQL Server).

• *Local benefits will depend of the country of hiring*
• 100% Company-funded Health and Dental insurance for employees and immediate family members.
• Phone finance, Headphone, home office equipment and fitness perks.
• $2,000 USD annual Co-working Travel perk.
• $2,000 USD annual Professional Development perk.

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening